Posts Tagged ‘frugal’

Thoughts on downsizing

March 8, 2012

We have been in our new house for three weeks now, and I did wonder before we moved how I would cope with the smaller living space.  We have downsized from a 4 bed house with 107 m2 of living space plus 2 bathrooms, to a 2 bed house with 60 m2 of living space plus 1 bathroom!   This was a conscious decision on our part; we wanted to spend as little as possible on our living accommodation so that we could work less and enjoy a better quality of life.

However, I did have niggling worries that we would find the adjustment hard.   Not only is our new house smaller, it is also a little more …. basic.  The single bathroom is downstairs, and has no bath, just a shower.  Heating is provided by a multi-fuel stove which heats water and radiators.   I have always lived in a house with central heating before!  How would I cope with waking up to a freezing cold house, having to clean out and light a fire before we could get any heat in the radiators?  Would we get under each other’s feet all the time in the smaller space?  Would I miss being able to soak in a hot bath?  Would I hate having to make a middle-of-the-night trip downstairs to the loo in a cold house?  Would we feel cramped?  Would the house feel cluttered?

Three weeks in, I can honestly say my worries were unfounded.  I have not once missed the bigger house.  The stove is hard work, but we are getting the hang of it (even if I am permanently covered in coal dust!), and the “hassle factor” of cleaning and lighting a fire every morning is far outweighed by the simple joy of sitting in front of the flickering flames with a mug of coffee.  Buying a small, economical house has meant we are able to take time off from working without having money worries hanging over us.  This is just …. amazing.  We are spending quality time with each other, in beautiful surroundings, doing things we enjoy.  We are reclaiming the art of lingering.  We are out in the fresh air every day, walking the dogs, mountain biking, or running.  See that lovely view in the header?  That was taken at Loch Trool, about 4 miles from our house.

Last week, we spent a couple of hours just watching and photographing the birds feeding in our garden. A couple of times I caught myself thinking “I should stop wasting time with this and get on …” before realising that actually, this sort of thing is *exactly* what I should be spending time doing!

Life here is good 🙂

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A longer update!

March 7, 2012

Hmmmm … so much for updating this blog more regularly!  It turned out that working the day job, teaching classes, buying a house, selling a house, downsizing our stuff, and packing took rather more of our time than we had anticipated!  Far from having leisurely 5 day weekends in between my 3 working days, we seemed to have never been busier in our lives!  However – it was worth it, because – we are here in Scotland!!!

This is what has happened since our last update:

We bought a house in Glentrool Village in Galloway Forest Park.  We originally tried to get our “dream house” near Port William, but the one we wanted was just too expensive and between one thing and another it was too hard to house hunt from 400 miles away! So we decided to buy something “cheap and cheerful” that would do us and get us up into the right area.  So……

….. we bought this rather cute little two bedroom cottage in this lovely peaceful village.

We survived tax return season, got our house fixed up, downsized our possessions

massively, got packed up, and moved up here on February 14!

So – The Big Move has happened!!!!! and sooner than we originally thought as well!

I really will try to update more regularly from now on as I have plenty of time to do so! We have decided to take a “sabbatical” and enjoy getting settled into our new surroundings, so we are not going to be looking for work until September.

So far – 3 weeks into our move – I am LOVING it.  This is the best thing we have ever done!

It’s been a long time coming …..

December 18, 2010

Recently I told one of my friends about our downsizing plans, and she said “Wow! That’s out of the blue, where did that come from?”.  It made me wonder if we were making a huge life changing decision rather hastily (although we have not, as yet, done anything too irreversible anyway!), but later on I got to thinking about our life together and the path it has taken since we met 13 years ago and realised … actually, we have been heading this way all along, just doing it in small stages!  Here is a brief history of our previous downsizing …..

Downshift Number 1: Getting out of London

When we first met, I was working for an financial firm in London and hubby (or fiance as he was then) was working in Hampshire.  We moved to Commutersville halfway between the two so we could commute off in different directions every day; me by train, him by car.

This was, it’s fair to say, horrible.  We left the house at 7 am and got home around 7 pm.  We did this for about 6 months before we had a major heart to heart about how our lives were going and realised, hey!  What’s this all about?  We never see each other!  We’ve just got engaged, we want to spend lots of time together, but every night we are too tired to do anything but eat and sleep, and weekends are taken up with all the chores we don’t have time for in the week.  And so downshift number 1 was decided: I would quit my job in London, get one near him; we would move there and chop our daily commute down from 90 minutes to 30 minutes.  Extra free time = approx 10 hours per week.  Woo hoo! 

Downshift Number 2: Going self-employed

Moving back from London was a huge improvement to our quality of life but after a few more years of the 9-5 grind we started to re-evaluate again.  There was a point after I qualified when my charge out rate went up to something ridiculous like £75 per hour and when I worked out my hourly pay it was under £20 per hour. I know employers have to allow for costs of rent, holidays, etc but it made me think, hang on – if I worked for myself I could keep the whole £75 and work considerably fewer hours for the same money!  So in 2003 we both left our jobs and set up as self-employed working from home.  Looking back, I can see the seeds of our current attitude there – most sensible couples would have gone with one partner staying employed for a few years to mitigate the risk, but we just jumped in with both feet!  We took around a 50% pay cut to do this, and reined in our spending quite considerably, but it was well, well worth it.  Working from home was great and we never looked back.  No commute meant so much more free time, and also the flexibility to arrange our time as we wanted.  A huge improvement.  Extra free time  = at least 5 hours per week. Which brings us to 15 in total from where we started.  Result!

Downshift Number 3: Becoming a fitness instructor & working fewer hours

Working from home was brilliant, but financial work was not exactly thrilling me.  It paid the bills very nicely, but I always said that if we won the lottery I would give it up without a second thought and become a fitness instructor   (I was really enjoying classes at the local gym and had been for a few years).  Then it occurred to me that actually, I could still train as a fitness instructor “on the side” so that’s what I did.  I guess it doesn’t count as proper downsizing, but it was a  shift of time away from “something I don’t enjoy but pays the bills” to “something I do because I love it”. I now teach 3 regular classes a week, mostly in evenings so it doesn’t really interfere with the “day job” but still, it’s 3 hours a week where I earn peanuts compared to what I could earn if I spent that time doing “proper” work.  So I’m counting that as downshift number 3.  We have also gradually reduced our “day job” hours since we set up as self-employed – we probably work an average of about 30 hours a week.  So to add that to our running total, I reckon extra free time  from where we started is probably at least 20 hours a week.  We’ve salvaged half a working week of free time!! I look back now and wonder how we ever lived like that …..

Downshift Number 4: ???????

And so, here we are, at the verge of our next – and probably final! – downshift.  We’re not sure exactly where we are going with this one yet!  We want to live a simpler, more  natural life; we want to be in the countryside, not the city; we want to work fewer hours.  What, you say, even fewer than the measly 30 hours we already work??!!  Well, yes.  I feel kind of greedy for wanting more spare time, when we are very lucky to have so much already, but life is short and as the heading says, you only get one of them.  Every hour that I spend sitting at a desk doing something boring or pointless is an hour where I could be walking my dogs, snuggling with my husband, chatting to a friend, dancing, reading a good book … well the list is endless.  If we can find something that pays the bills in even fewer hours a week, brilliant.  And if we can find something that we can do together and provides us with more job satisfaction too, well that will be the icing on the cake.

So, that’s where we are.  On a long a slippery slope towards becoming total slackers.  Oh yeah 🙂